1, the login password of telephone banking is inquiry password, and the withdrawal password of bank card are two concepts. Even if the input is wrong for three consecutive times, the inquiry function of telephone banking will only be suspended, and the fund activities of the account will not be affected. Cardholders can still withdraw money with the correct withdrawal password.
2. Only when the transaction password (withdrawal password) is entered incorrectly three times a day, the account will be locked, and the account holder needs to hold the ID card to unfreeze at the counter.
3. When you receive a message similar to "Credit card is frozen", you should check with the official customer service of the bank at the first time, or go to the counter of a nearby bank to confirm. Never contact the phone number given in the message directly. Don't click on various links in short messages at will, because Trojan virus may be hidden in them. If you accidentally click on the link, there will be an interface for entering the card number and password, not to mention personal information.
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Credit card installment payment
Credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, the issuing bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.
In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan. ?
Most domestic banks have credit card installment business. Installment payment is generally divided into POS installment, "mail order installment" and bill installment according to different occasions.
Baidu encyclopedia-credit card