According to Caiti's inquiry. Com, credit cards are usually credited on the same day, and it takes one day to be credited. The credit card shows that the cardholder swiped the card successfully, but the bill was not generated. Transactions that have been swiped and merchants have also initiated collection from the bank, but have not been operated by the banking system, are called in the account. The banking system counts transactions every day, and then enters the next system for the next series of financial calculations.

Credit card transfer method:

1. Overpayment Transfer: When there is more money in the credit card, you can transfer the money beyond the credit card limit to the peer savings card in my name. This is the credit card overpayment transfer, and a handling fee of 0.5% to 3% of the transfer amount will be charged for the overpayment transfer;

2. Cash advance: Direct credit card transfer is also cash advance. Cash advance needs to be operated at ATM, and funds can be transferred to UnionPay cards of any bank.