The solution to the cancellation of the second overdue installment after credit card negotiation is as follows:

1. First of all, contact the bank for feedback immediately to prove that you did not do it intentionally, but It is overdue because you forget the repayment time, and you must pay back the money you owe in time.

2. Secondly, you can negotiate again, but if it is overdue because there is no money to repay, negotiation will be more difficult. Therefore, before negotiating with the bank, you must carefully measure your repayment ability. You must choose a plan that you can afford, otherwise overdue payment again will have a great impact on your credit, and you may even go to jail.