Your account is a little unclear. There is 5000 yuan in it. Does this 5000 refer to the credit line, or did you save 5000 more or owe 5000 when there was no debt? Because combining your last time "the money in it didn't move at all" and "why do you have to pay that money", people feel that this card was in a state of 5000 yuan when it was reported missing. If the debt is 5000 before the loss is reported, then even if the loss is reported, the money will of course be paid back.