I. Cash withdrawal service charges:
If you use the Bank of Communications Youth Card to withdraw cash, you need to pay a handling fee according to 5 yuan for each transaction, regardless of the amount, card type and area. If you withdraw cash in different places, you need to pay extra handling fees in different places according to regulations. After withdrawal, you need to pay interest at the rate of five ten thousandths per day.
Two, Bank of Communications Youth Card Installment Payment Service Charge Standard:
To apply for installment business, you need to apply within three days before the repayment date, and you are eligible to apply only after spending in 500 yuan. The installment period ranges from 3 months to 24 months, and the handling fee rate of 500-6500 yuan per month is 0.72%; 6500 yuan (inclusive)-12500 yuan monthly handling fee rate is 0.70%; The monthly handling fee rate of RMB 12500 (inclusive) is 0.68%.
Three. Annual fee standard of Bank of Communications Youth Card:
The annual fee for the Youth Card of Bank of Communications is 140 yuan per year. The annual fee is free when the card is opened in the first year, and the card is swiped more than six times in the following year, regardless of the amount.
4. Late payment fee:
If the cardholder has an unpaid amount, it will be charged at 5% of the unpaid amount, with a minimum of 65,438 yuan +00 yuan.
20 16 bocom youth cards are divided into three grades, with the average card issuing amount less than 10000 yuan, the gold card 10000-50000 yuan and the platinum card more than 50000 yuan. Because it is a youth card, it faces young people who have just graduated and have no stable income, so the amount of initial application is generally not too high.