The installment of bills has largely solved the problem of financial difficulties for cardholders. However, recently, many cardholders reported that they were prompted that they did not meet the staging conditions and could not apply for staging.

do you know what caused the credit card bill not to be paid in installments?

1. Over the number of installments

There is a certain number of times limit for each bank draft installment payment;

Second, the installment amount

The installment amount is too small, and the interest earned by the bank also smells like Wuhu, so there is a great possibility that some small repayment installments will fail;

the bank has specific regulations on the amount of installment repayment. If the cardholder does not meet the staging conditions, it is naturally impossible to successfully apply for billing staging.

three. Illegal credit card operation

If the cardholder cashes out or fails to pay the credit card, the bank will identify you as a risk user;

users who are controlled by the wind generally refuse to go on stage;

Fourth, the debt ratio is too high

If the credit card installment amount is too large, and some debts are still outstanding, banks will worry about the repayment ability of cardholders. For the sake of financial security, such people generally do not give staging;

if the debt ratio of most banks exceeds 7% for three consecutive months, they will be regarded as high-risk customers, and it is difficult to carry out installment and withdrawal.

in a word, you'd better use credit cards according to your own financial ability, so as to avoid the situation that you are too indebted and unable to repay. Related questions and answers: