It is possible to repay the credit card on the last payment date.
There is a three-day grace period after the credit card repayment date, and the third day is the final repayment date.
The specific credit card repayment methods and deadlines are as follows:
If you pay it off in full, no fees will be incurred;
Credit cards generally have three days after the repayment date. During the grace period, repayment within the grace period is deemed to be repayment on time;
If you repay the minimum repayment amount, daily interest needs to be calculated, starting from the date of consumption accounting;
If If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be considered overdue, and interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged on a monthly basis. ;
The specific daily interest rates for various credit cards may vary.
To sum up, it is possible to repay the credit card on the last payment date.