Can be consumed overseas.

Young card is the first dual-currency credit card exclusively for students launched by China Merchants Bank. China Merchants Bank issued it twice in one year. The first one was on October 8, 2005. There are two types of cards. They are the red version of the China Merchants Young Card and the green version of the China Merchants Young Card (UnionPay VISA), both of which are dual-currency general cards with RMB and US dollars; then on March 15, 2007, the Pepsi version of the China Merchants Young Card was issued, and the general card with UnionPay and VISA. Card.

Overseas consumption by credit card through international lines will be settled in US dollars. If the consumption amount is non-US dollars, there will be an exchange fee between the two currencies, which is 1.5 of the transaction amount. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee.