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What if I don't return my credit card in prison?
You can ask your family or friends to repay the loan.

1. If you have credit card debt after going to prison, you can entrust your family to repay it. If the credit card is overdue, there will be a late payment fee, which should be returned as soon as possible.

2. According to the provisions of Article 161 of the Civil Code, which came into effect in 202 1 1, civil subjects can carry out civil legal acts through agents. In accordance with the provisions of the law, the agreement of the parties or the nature of civil legal acts, civil legal acts that should be implemented by themselves shall not be represented. Article 162 of the Civil Code stipulates that a civil juristic act carried out by an agent in the name of the principal within the scope of agency authority is effective for the principal.

3. Article 161 of the Civil Code: A civil subject may carry out civil juristic acts through an agent. In accordance with the provisions of the law, the agreement of the parties or the nature of civil legal acts, civil legal acts that should be implemented by themselves shall not be represented. Article 162 of the Civil Code: A civil juristic act carried out by an agent in the name of the principal within the scope of agency authority is effective for the principal.

1. Introduction to Credit Card: Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. Introduction of credit card consumption: Credit card consumption is a non-cash transaction payment method, and you don't need to pay cash when you consume, and you can repay it on the account date. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.