1. China Merchants Bank Youth Card: It is a RMB credit card launched by China Merchants Bank. Only non-student customers under the age of 30 can handle it. Customers over 30 who apply for YOUNG Card (Youth Edition) will apply for UnionPay standard credit card instead. It is mainly young people, so it is called young card, which has a high card issuance rate. China Merchants Bank Young Card is a very good credit card. Its rights and interests are also more designed for young people, mainly including free first cash withdrawal every month, 100% cash withdrawal quota, and double points for birthdays. For young people who work a lot, it really solves the problem of temporary financial shortage and gives them meticulous care in cash.
2. China Merchants Bank standard UnionPay card: It is most suitable for cardholders over 30 years old who cannot apply for a youth card. First of all, if you swipe your card for three times, you can get permanent points of China Merchants Bank 1000 for every purchase of 188 yuan, which can be exchanged for movie tickets, Starbucks and other items. Although the rights and interests of the standard card are wrong, as the first CMB credit card, it is still worth applying for.
3. Some co-branded card series: including games, shopping, etc. Generally speaking, these co-branded cards cover food, clothing, housing and transportation, providing great convenience. For example, daily shopping, pay with China Merchants Bank's credit card, and pay back the credit card on the repayment date.
4. China Merchants Bank Full Currency International VISA Credit Card: If you go abroad frequently, you can apply for this card. If you use this card to buy my air ticket in full or pay 80% or more of my tour fare, you can get up to 2 million yuan of travel inconvenience insurance and aviation accident insurance for free.
In short, it is relatively easy to get a credit card of China Merchants Bank, because everyone's needs and preferences are different. It is recommended to apply according to your own preferences and needs.