It's a credit card, which is a credit card. This card is issued by China Industrial and Commercial Bank to central and local budget units, armed police forces and formal employees of enterprises. It is mainly used for official consumption, daily purchase, travel expenses and corresponding financial reimbursement, and can also be used for personal consumption of cardholders.

The official card of ICBC is free of annual fee, card issuance/replacement/loss reporting fee, etc. Its free items include free annual fee for life, free deposit fee for local ICBC, free cash withdrawal for deposits in local ICBC cards, and free transfer fee.

In addition, in addition to the above-mentioned free items, the military ICBC official card is also exempt from cash withdrawal, transfer, financial POS use fee, bill adjustment fee and bill supplement fee.

Extended data:

ICBC Business Card Processing Process:

1. The unit or enterprise confirms the cooperation intention with ICBC.

2. The unit signed an agreement with ICBC to issue official cards. (Provide a copy of business license and legal representative's ID card).

3. Organize employees to apply for cards. (Submit a complete and signed official card application form and a copy of valid ID card).

4. ICBC reviews card issuance. (After ICBC has completed the acceptance, review, approval and business card printing, it can apply or mail it in a unified way).

5. Get the card and activate it.

Scope of use of official card of China Industrial and Commercial Bank:

1, provident fund service. Corporate card issuers (enterprises) that have cooperative relations with ICBC and local provident fund management centers can issue corporate cards with provident fund management functions, and the corporate cards and provident fund cards are integrated.

2. Annuity service. If the corporate card issuing unit (enterprise) signs an annuity account management agreement with ICBC, the employees of the unit (enterprise) can query the annuity information through the corporate card.

3. Air VIP service. The airline co-branded card has the function of frequent flyer of airlines, and customers can further enjoy aviation special value-added services such as redemption of air mileage consumption points and frequent flyer service.

4. Points are given away. The points generated by the consumption of official cards (personal cards) can be owned by individuals and can be used in cash.

China Industrial and Commercial Bank of China China Website-Introduction of Commercial Card Products of China Industrial and Commercial Bank of China