White households can apply for the black YOUNG card of China Merchants Bank. This card is suitable for people under the age of 30, and white households with jobs are the best.

In addition, white households can also apply for the Young-Power Black Youth Card. If a white family has a mortgage, it can apply for a credit card from the same bank. If a white household has more than 80,000 cars, it can also apply for a safe owner card.