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Is the Hello Kitty Little Gold Card co-branded IC card (Yao Ye Hei) a credit card?

China Merchants Bank Hello Kitty "Little Gold Card" (Yaoye Black Style) is a debit card (not a credit card). It is an IC card. The card types are Type I and Type II. It only supports online application. .

(Response time: January 31, 2020. For the latest business changes, please refer to the official website of China Merchants Bank.)