Current location - Trademark Inquiry Complete Network - Overdue credit card - Can someone apply for a credit card if they know my name, ID number and mobile phone number?
Can someone apply for a credit card if they know my name, ID number and mobile phone number?

It can’t be done.

Since the credit card application is sent by mail, etc., there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. To open a card, you must go to the bank counter with a valid ID to complete the card opening procedures.

CreditCard is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users for consumption first and repayment later. The earliest credit card appeared at the end of the 19th century.

Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures and save social labor; promote product sales and stimulate social demand. and other characteristics.

Extended information:

Information required to apply for a credit card:

1. Identity certificate;

Domestic residents: applicant’s identity certificate Copy or copy of military ID. ?

2. Documents proving work and income:

1. Documents proving work: A copy of the work permit or work identification card or the original work certificate stamped with the official seal of the unit. ?

2. Income certification documents: salary records issued by banks in the past three months (copies of salary card statements) or copies of personal income tax withholding vouchers or original income certificates issued by the unit.

Baidu Encyclopedia-Credit Card