This card is the highest-level credit card with a series of membership benefits. It enjoys unique team services in health, insurance and high-end memberships, and also has round-the-clock VIP services in travel and concierge.

The full name of the China Merchants Bank Black Gold Card is the China Merchants Bank American Express Centurion Black Gold Card. It is a limited-edition credit card jointly issued by China Merchants Bank and American Express. It is also the highest-level credit card. The credit limit ranges from 200 to 10 million yuan, and the annual fee is 18,000 yuan.