Credit card application materials require ID card, work permit, income certificate, and other financial proof (such as deposits, cars, real estate), which will help your approval results, and will also greatly improve your The credit limit is 100,000 yuan. If you have never held a credit card from any bank, the credit limit is generally between 10,000 and 50,000 yuan. As for whether the card can be approved, you still need to wait for the bank's approval result.

Under normal circumstances, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. After receiving the application form and relevant materials from the applicant, the card-issuing bank will review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. For the applicant, the creditworthiness of the applicant must be assessed. For individuals, the relevant circumstances of the guarantor must also be reviewed.