Now the 6th of every month has become the most anticipated day for netizens, because this day is the day when Alipay's sesame credit is updated. Will saving 1, yuan in Yu 'ebao improve the sesame credit score? Here are the strategies I have compiled for you to improve the sesame credit score. Let's take a look!

Save 1, yuan to Yu 'ebao to improve the sesame credit score

Saving money in Yu 'ebao will increase the sesame credit score, and saving more money in Yu 'ebao is also a way to prove your financial resources.

the strategy of increasing the sesame score in Yu 'ebao

First, let them know more about you and supplement the information. Now the sesame credit score has a plus sign. Click it to add education, student status, company email address, vehicle information, Linkedin, etc. The more complete the supplement, the clearer their credit portrait will be.

second, let them know your repayment ability and return the credit card. The greater the number of associated credit cards, the higher the credit limit and the more frequent repayment through Alipay, the greater the help to improve sesame scores. The reason behind this is that by doing so, Sesame Branch can know more about your credit history and performance ability.

Third, let them know your spending power and do more shopping. Shopping in cash is not very helpful for Sesame to know you, because he doesn't know. But if you shop through online channels, Sesame may use this kind of online behavior as a data source for credit evaluation.

fourth, let them know that you have a lot of wealth and manage your money. Money, at home or in the bank, sesame won't know, but if you put the money in Yu 'ebao, Zhaocaibao, etc., you can not only manage your finances, but also let Sesame Credit know your wealth and increase the wealth index of Sesame.

5. Let them know that you are a good person and positive energy. Be a good person, and more people will believe in you. Doing charity and donating money regularly will naturally help sesame score.

Yu 'ebao Sesame Credit Scoring Rules

Sesame Credit, an independent third-party credit reporting agency under Ant Financial, objectively presents personal credit status through technologies such as cloud computing and machine learning, and has provided credit services to users and merchants in hundreds of scenarios, including credit card, consumer finance, financial leasing, hotels, renting houses, travel, marriage and love, classified information, student service and public service.

sesame credit score (sesame score for short) refers to the comprehensive processing and evaluation of the data of each dimension (including financial lending, transfer payment, investment, shopping, travel, accommodation, life, public welfare and other scenarios) under the authorization of users, using cloud computing and machine learning technologies, and through model algorithms such as logistic regression, decision tree and random forest, etc.

the score range is 35 to 95. Continuous data tracking shows that the higher the sesame score means the better the credit level, and the lower the default probability in financial lending, life service and other scenarios. Higher sesame score can help individuals obtain more efficient and better services. Composition of sesame credit score:

credit history: past credit account repayment records and credit account history;

Behavior preference: preference and stability in shopping, payment, transfer, financial management and other activities;

performance ability: stable economic sources and personal assets;

identity: sufficient and reliable personal basic information left in the process of using related services;

personal relationship: the identity characteristics of friends and the degree of interaction with them.