The billing period is the time when your consumption records are in the billing period, usually the day you activate it. The repayment period is the last day of repayment.

For example, your billing cycle is the 3rd of each month, and the repayment cycle is 20 days. Then you spend it on August 2nd. Then you must repay the loan before August 23rd. If it expires, interest will be calculated and recorded in the bad record.

If you spend money on August 4, it will not be recorded until September 3, and it will be postponed for another 20 days. You must pay off your debts before September 23rd. This is equivalent to a repayment period of up to 50 days.