Taobao Tmall provides credit card payment, and the handling fee charged is 1%, but the handling fee is not necessarily borne by the seller, but may also be borne by the buyer.

For payment by credit card, the provisions on the fee deduction party are as follows:

If the seller has opened the credit card payment function and paid by credit card, 1% of the fee will be deducted from the money received by Alipay.

if the seller does not enable the credit card payment function and uses the credit card to pay, the buyer will enjoy a free monthly 5 yuan/card limit, and spending within the free limit will be free of handling fees. If you spend more than the free amount, you will be charged a 1% handling fee if you don't have a replaceable credit card to pay.

therefore, if the free credit card payment quota is used up, please choose Alipay or savings card to avoid handling fees.