These loans in the 2017 official rankings can be trusted by hundreds of thousands of people

Small-amount mobile loan APPs are very popular, but the small-amount mobile loan APP industry is also a place where scammers are prevalent, and many A friend was defrauded while using a mobile loan app. So which ones are reliable? Let me summarize the 2017 regular APP rankings for you.

1. Paipaidai

Speaking of rankings, Paipaidai is definitely indispensable. Paipaidai was established in June 2007. As of the end of 2016, it had 32.61 million registered users, making it one of the largest online credit lending platforms in China. The first-time loan amount of Paipaidai is between 1,000 and 10,000 yuan. You need to provide basic personal information, ID card and other pictures. The maximum amount can be 200,000 yuan for individuals and 1 million yuan for enterprises. The loan can be received in as fast as one day.

2. Immediate Consumer Finance

Malaysian Consumer Finance is the country’s first Internet consumer finance company that combines online and offline services. It mainly provides personal consumer financial services to domestic residents. Among the products of Ma Ma Consumer Finance are Ma Ma Dai and Ma Ma Wallet. Ma Ma Loan has a maximum limit of 50,000. It has relatively low interest rates and is reliable and safe. It is a popular product. Ma Ma Wallet is a platform suitable for short-term users. Ma Ma Loan is an installment plan. product.

3. Ping An i-Loan

Ping An i-Loan is a mobile loan software under Ping An Puhui. As a product of Ping An, its formality is self-evident. Ping An i Loan's loans are relatively fast and can be processed in as little as 3 minutes. At the same time, the application requirements are not high. It is a loan product that is deeply trusted by young people.

4. ICBC e-Loan

As a product under the banner of ICBC, ICBC e-Loan is naturally an absolute high-quality product in the formal rankings. The loan limit of ICBC e-Loan is between 6 million and 800,000 yuan. It is considered a mobile loan platform with a pretty good limit. The general limit is about 40,000 yuan, which is mainly based on the applicant's repayment ability, credit report and repayment record. It is decided that users with better credit reports will have higher credit limits.

5. CITIC Quick Loan

CITIC Quick Loan is a short-term cash lending product of CITIC Bank. It is naturally considered a high-quality product among the top ten formal rankings. No mortgage is required, and the review is relatively fast. CITIC Suijian has complete review and loan procedures, and is very formal.

6. ICBC Yidai

Of course, all banks under the bank are very formal, and they will also be at the forefront of the 2017 formal rankings. ICBC Yidai is very popular. The interest rate of ICBC Yidai is increased by 10% from the benchmark interest rate for loans of the same grade for the same period stipulated by the People's Bank of China.

Ranking of the top ten formal online lending platforms

Top 10 formal online loans recognized by the state?

The top ten formal online lending platforms recognized by the state mainly include: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weilidai, 6. Jiebai, 7. Xiaomi loan, 8. 360 IOU, 9. Money to spend, 10. China Merchants Lianhao loan

1. Ping An Puhui

Ping An Puhui is a subsidiary of Ping An of China Online loan platforms are quite reliable in terms of safety. It also has many loan products under its banner, such as: i-loans, life insurance loans, premium housing loans, car owner loans, homeowner loans, etc. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the Jingdong platform. Both white bars and gold bars of Jingdong Finance can help people in need borrow money. The white bar loan limit is relatively small, and the gold bar loan limit is relatively small. high.

3. Suning Finance

Many people should be familiar with Suning Finance. Its main loan product is Suning Renzhipay. The loan amount of Wanlipay can be as high as 200,000 yuan. The main reason is that the threshold for applying for the amount is low. Adults over 18 years old and with no bad records on their credit report can apply.

4. Paipaidai

Paipaidai is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The loan amount can be up to 200,000 yuan.

5. Weilidai

"Weilidai" is a purely online small credit revolving consumer loan product launched by WeBank, the first domestic Internet bank, for WeChat users and mobile QQ users. .

"Weilidai" adopts an official invitation system. Invited users can see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of Weishi on WeChat, and can get the highest Loan limit of 200,000 yuan

6. Jiebei Jiebei is a reception service of Alipay, and its safety index is relatively high. Currently, as long as you have an Alipay Zhima credit score of over 600. The loan amount you can apply for ranges from 1,000-300,000 yuan.

7. Xiaomi Loan

It is a loan product of Xiaomi Financier. It provides installment services. The application process is a bit cumbersome, but it supports borrowing and repaying at any time. Generally speaking, it is reliable. .

8. 360 IOU

Its main features are fast lending speed, low application threshold, and the daily loan interest rate is as low as 0.027, which is converted into an annual interest rate of 95. It does not need to be complicated. The application process is as fast as one minute after applying for a mortgage, and you can borrow and repay at any time.

9. Money to spend

Baidu's loan platform can meet the various needs of different borrowers based on different loan businesses. The lending method is simple, mainly with low interest. Supports borrowing and returning at any time.

10. China Merchants Union Good Futures Loan

It is a lending service launched by China Merchants Union Consumer Finance. It has been among the top ten formal online loans for a long time. The formality of the platform is self-evident. , the loan amount is generally around RMB 20,000-200,000. And the amount can be recycled within 3 years.

2017 Loan Software Ranking, Top Ten Credit Loan APP Ranking

Mobile loans have gradually replaced traditional loans and become a popular type of Internet finance nowadays. Users only need a mobile phone to Can get a loan. No need to queue up, no need to care about other people’s opinions, you can apply for a loan anytime and anywhere with mobile banking. Today we have reviewed the most popular credit loan apps and compiled a 2017 loan software ranking list. Let’s take a look.

1. Jingdong Guangyuan Credit Wallet

Jingdong has also launched a credit loan platform. As long as Xiaobai’s credit score is above 85 points, he can apply for this, with a maximum limit of 10,000 Yuan, fast payment, reliable.

Loan amount: 2,000 yuan to 10,000 yuan

2. Immediate Finance

This company is a national consumer finance license approved by the China Banking Regulatory Commission. It is a financial institution with two popular products: Immediate Loan and Immediate Wallet, so it has attracted the attention of many people. The application conditions are also very simple. You must meet the age requirements and have proof of work income. The most important thing is that students can also apply.

Loan amount: 1,000-8,000 yuan.

3. Ping An HP Loan

It is a financial institution under Ping An that specializes in personal consumption loans. It has many credit loans such as Ping An i Loan, Emergency Wallet, and Oxygen Loan. Among them, Ping An i Loan The loan claims to lend money in 3 minutes. After learning about it, the interest rate is very low and the threshold is not high, but the quota needs to be refreshed from time to time every day, and the quota may be robbed accidentally.

Loan amount: 1,000-30,000

; 4. Wolaidai

The most popular loan product, with sesame points, social security, Provident funds and credit cards can be applied for, and it has many credit loan products to meet the loan needs of different users.

Loan amount: 3,000-20,000 yuan

5. Home Credit

Home Credit Consumer Finance is an institution specializing in small credit loans, including cash loans, For multiple businesses such as consumer loans and installment products, you can apply for two types of services: commodity loans and consumer cash loans.

Loan amount: 500-50,000 yuan

2017 Top Ten Online Loan Platforms Ranking

Now when people are in urgent need of money, in addition to traditional banks And loan companies, there is a new loan method, that is

. Borrowing money online is fast and convenient, saving borrowers a lot of time, but now there are many online loan platforms. Which online loan platform is the best? Today I will give you a summary of the top ten online loan platforms in 2017. I hope it will be helpful to you.

1. Lufax

The full name of Lufax is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., which was established in September 2011. The company has a registered capital of 836.67 million yuan, and the online loan platform was officially launched in January 2012. What Lufax has, there is no doubt about its safety.

2. Hongling Venture Capital

Hongling Venture Capital, the full name of Hongling Venture Capital E-Commerce Co., Ltd., was officially launched in March 2009 and focuses on Internet financial services. It has been 7 years now. As of March 2, 2017, the number of registered people exceeded 1.44 million, and the total transaction volume exceeded 226.9 billion yuan. More than 40 provincial branches have been established across the country, and Internet financial experience stores have been set up in major cities. As an Internet financial service platform established in China for more than 7 years, Hongling Venture Capital has always given top priority to protecting the interests of investors. With its pioneering principal advance payment model, it has been rapidly developed in the industry and has won a good reputation among investors.

3. Renrendai

Renrendai is an online loan platform with person-to-person small loans as its main product. Renrendai is China’s earliest P2P network based on the Internet. Since its establishment in May 2010 as one of the lending information intermediaries, Renrendai's services have covered more than 2,000 regions in more than 30 provinces across the country, served hundreds of thousands of borrowers, and successfully helped them obtain financing through credit applications. loan.

4. Paipaidai

Paipaidai is China's first P2P pure credit unsecured online lending platform. Paipaidai was established in June 2007. The company's full name is "Shanghai Paipaidai Financial Information Services Co., Ltd., headquartered in Shanghai, is an online information lending platform. The team of Paipaidai is a team full of dreams. The founding team comes from famous companies such as Microsoft. While striving to create value for users, the Paipaidai team is also working hard to realize its own value.

5. Ping An Puhui

Ping An Puhui is a business cluster affiliated to an associated company of Ping An Insurance (Group) Co., Ltd. of China. Adhering to the brand concept of "Trust is Power", we use innovative technology and excellent customer experience to provide better loan services to small and micro enterprises and individual customers, and create a consumer finance brand trusted by global loan customers.

VI. Huijin Institute

Huijin Institute is an Internet financial platform initiated and established by Sunshine Insurance. Founded in April 2015, Huijin Institute is committed to serving individuals, enterprises, and financial institutions. Provide financial asset transaction information services and create a comprehensive Internet financial service platform. The service targets provide diversified investment and financial management options for qualified investors, provide financing channels for personal consumption and small, medium and micro enterprises, and provide a transparent and convenient transfer platform for non-standard financial assets.

7. Yirendai

Yirendai is a Chinese online financial service platform founded by CreditEase in 2012. Yirendai provides credit loan consulting services to Chinese urban white-collar workers through technological means such as the Internet and big data, and provides financial consulting services to investors through the "Yiren Financial Management" online platform. On December 18, 2015, Yirendai was successfully listed on the New York Stock Exchange in the United States, becoming the first Chinese Internet finance stock to be listed overseas.

8. Yidai.com

Yidai.com is one of the most professional Internet financial platforms in China. It combines the development of inclusive finance and Internet technology innovation to provide individuals and small and micro enterprise groups. Provide professional and fast loan services to help them solve financing difficulties. The platform covers 371 cities across the country, with more than two million registered users, and provides tens of billions of yuan in loan services to various customers every year.

9. Youwodai

Youwodai is an online lending information intermediary platform established in June 2011. Youwodai has a registered capital of 100 million yuan and aims to establish efficient, transparent, safe and convenient Internet financial services for small and micro business owners or individuals with financing and investment needs.

Which of the top loan platforms are the most useful?

The top ten loan platforms are ranked, and which are the top loan platforms:

1. Alipay-Ant Borrowing

Ant Borrowing is a loan product for personal consumption under Alibaba. You can borrow money on Borrowing and repay it at any time. There is no need to repay in advance. Collect liquidated damages, it is very convenient to use, and the loan is very fast. It can be transferred to Alipay in one second. The daily interest rate is between 1.5 and 6.5 per ten thousand. The initial interest rate is higher. If you use it more, the repayment is timely and there is no overdue record. The interest rate will gradually increase. As long as the Zhima score is above 600 points, Alipay is used a lot, so it is easy to borrow money.

2. WeChat-Weilidai

Weilidai is a loan product of WeBank. It is very convenient to apply on WeChat. After entering WeChat, click "My"-"Pay". You can see the entrance to Weilidai for borrowing money. Weilidai will give you a certain credit limit based on the user's comprehensive qualifications. Interest is calculated on a daily basis and you can repay as you borrow. You can also repay the principal in equal amounts every month. Repay the loan from the bank card.

3. Baidu-Youqianhua

Youqianhua is a personal consumer loan product under Du Xiaoman (formerly Baidu Finance). Apply online, no mortgage required, and the fastest is 30 seconds. The approval can be completed, and the loan can be issued in as fast as 3 minutes. After borrowing, you can repay it in advance. The maximum amount is 200,000, and the daily interest rate is as low as 0.02.

4. Suning-Wishful Loan

The interest-free period for new users of Wishful Loan is not short, and can be interest-free for up to 30 days. The daily interest rate is as low as 0.02. You can repay in advance, up to The quota can reach 300,000. You can apply online and the system will automatically approve it. The quota will be released in 3 minutes at the fastest. If you don’t use the quota, there will be no charge.

The above content is for reference only and does not provide any loan advice. Online loans are risky, so be careful when choosing!

I myself had business turnover needs before, and I have used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports a maximum of 20W) , the interest rate is also very low (the annualized minimum is 7.2), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60.

Anyway, Baidu Finance supports free early repayment. If you don’t need it for a few months, you can choose to settle it in advance. The interest will be paid as long as you use it, and there will be no loss to us. First Make sure you bring it up first.

The second one I applied for was 360 IOU. After all, they are big platforms, so I applied first. The limit is 5.5W, and the interest is about the same as having money to spend.

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

There is also a trick to apply for 360. After simply filling in the information at the beginning, the amount that comes out is just a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough To use it, you can directly apply for the exclusive loan without withdrawing cash. This is a large amount. As long as you have the basic limit, the exclusive loan will definitely be passed and the amount will be greatly increased. Moreover, the exclusive loan supports 24 periods. My basic limit is 9,000, and after upgrading to exclusive loan, it is 5.5W.

The third one is Ping An Bank’s new loan (Quick Loan), which allows you to borrow up to 500,000! 0 mortgage, 0 guarantee: no guarantee required, just personal credit, application threshold is low: you can apply if you have an average monthly income of more than 4,000 yuan (provident fund, housing loan, insurance policy are all acceptable)

Click here to take an online test for Ping An New Loan Um

That’s it for the introduction of the 2017 loan platform rankings.