2. After China Merchants Bank has passed your application for suspension of interest payments, the cardholder arrives at the outlet designated by the bank to sign the agreement;
3. Choose the repayment method;
4. China Merchants Bank makes repayment plan, and the cardholder makes repayment according to the repayment plan.
China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China, and the first pilot bank to promote banking reform from outside the system.
on January 25th, 22, the first day of the first lunar month, at the critical moment of preventing and controlling the novel coronavirus epidemic in China, China Merchants Bank decided to donate 2 million yuan to Wuhan through Wuhan Charity Federation to fully support Wuhan in fighting the epidemic. After the announcement of accepting social donations was issued by Wuhan New Pneumonia Prevention and Control Headquarters, China Merchants Bank immediately responded to the call, and the Special Affairs Office started relevant processes, completed internal approval in a short time, and donated 2 million yuan to help Wuhan. It is reported that the donated money will be used by Wuhan New Pneumonia Prevention and Control Headquarters as a special fund for epidemic prevention and control.
Debit card: it is divided into one card and golden sunflower card, and its functions include fixed current, multi-deposit, multi-currency and multi-function. Credit card: a credit card in the form of chip and magnetic stripe, which has all the functions of credit card such as overdraft and integral. Golden sunflower financial management: a comprehensive financial management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants. China Merchants Cigna: China Merchants Cigna Asset Management was approved to be the fourth foreign-funded insurance asset management company.
On March 2th, 22, China Merchants Bank disclosed its annual report. In 219, the company achieved an operating income of 269.73 billion yuan, up 8.51% year-on-year. The net profit was 92.867 billion yuan, a year-on-year increase of 15.28%, and the growth rate reached a new high since 213. Earnings per share is 3.59 yuan. The company plans to pay a cash dividend of 1.2 yuan per share. By the end of the reporting period, the NPL ratio was 1.16%, down .2 percentage point from the end of last year.
In May, 221, China Merchants Bank was fined 71.7 million yuan according to the law, and a responsible person was given a warning and punishment for a number of illegal acts, such as improper consolidated management, lowering the sales threshold of wealth management products in disguised form through internal transactions of affiliated non-bank institutions, and illegally investing in land price or real estate projects with incomplete "four certificates".