If you hold our credit card, it is generally ok. The card is marked with VISA, MASTERCARD, JCB or American Express, and can be used overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.

VISA has the widest coverage, and special merchants are mainly concentrated in North America, Asia-Pacific and other regions; MasterCard's special merchants are mainly concentrated in Europe, Southeast Asia and other regions; JCB- Japan Credit Card Co., Ltd., the special merchants are mainly concentrated in Japan; American Express has issued American Express cards in 49 currencies in 68 countries and regions, and has more than 60 million high-quality cardholders worldwide. After the successful application, the basic functions of the card are the same, but the credit card quota is different, the special merchants are different, and the promotion activities abroad are different.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.