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What should I do if I owe both credit cards and online loans?
1, confession

I believe this is the most unwilling way for many small partners to land, for fear of losing face. You know, if you tell your family frankly, your family may be angry and sad, but in the end, only they can help you tide over the difficulties. Who hasn't done anything wrong yet

Step 2 negotiate

When the online loan is not available, you can negotiate with the online loan platform. Before negotiation, you should make clear your loan principal and interest, and negotiate with it whether you can extend the repayment period, even the interest can be negotiated. Moreover, the telephone number of the collection personnel must be answered, indicating that there is a willingness to repay, but there is no money to repay at present, and the specific repayment time is negotiated.

Step 3 work

Don't think that owing a lot of online loans has collapsed before it reaches the sky, and it can't be collected again. This is a big mistake. It is because we owe money that we should cheer up, work hard and earn money. The province, the luxury province, can pay back as much as you can, and one day you will pay off all your debts.

4. Repay reasonable debts.

With the development of social science and technology, personal credit investigation has been closely related to our lives. As long as you need a loan in the future, you must maintain a good credit, because banks have requirements for credit, so remember not to leave some bad records on your personal credit, and you can pass the micro-search: quick card test. Know your current credit situation and find this small program. Everyone should lower their consumption level, strive to increase their income, pay off their debts as soon as possible, or borrow money from relatives and friends to repay the loan platform first, and then slowly pay off their money.