After renaming, CITIC Credit Card needs to be replaced. Don't continue to use this credit card after it expires. The bank will issue a card replacement notice to the cardholder before the credit card expires. After the expiration, the cardholder is no longer ready to use the credit card. He can sign the receipt for not changing the card and send it back to the bank. Banks will stop issuing new cards and will not charge annual fees next year. If the cardholder does not want to change a new card upon expiration, he shall notify the card issuer in the way specified by the card issuer at least 1 month before the card expires, otherwise it will be replaced automatically upon expiration, and the card issuer will send a new card to the cardholder. In addition, for cardholders who do not renew their cards upon expiration, all debts under the credit cards must be settled.