Under normal circumstances: the available limit is less than or equal to the credit limit; it is normal for the available limit of a CCB credit card to be lower than the credit limit, indicating that the credit card has been overdrafted.

(When there is an overpayment in the credit card, the available limit is greater than the credit limit.)

There are many types of credit card limits:

Credit limit: this The credit limit of a card indicates the total amount you can use the card to spend or withdraw cash;

Available limit: the credit limit that can be used by this card, generally speaking, it is the credit limit - the amount used - the current month's interest;

Cash withdrawal limit: The limit for withdrawing cash from this card. If the cash withdrawal limit is available, it will be calculated based on the available limit;

Cash withdrawal limit for the day: This limit is implicit, generally Generally speaking, banks have existing regulations on how much money can be withdrawn on the same day, and the maximum amount cannot be exceeded; the amount available for the day, some banks' credit cards have this concept, that is, the maximum amount that can be used every day.