1. The credit line is different.
The credit line of ICBC credit card gold card and ordinary card is very different. The credit limit of a general card is generally 3000 yuan to 10000 yuan, while the credit limit of a credit card gold card is usually 10000 yuan to 50000 yuan, which is much higher than that of a general card.
2. The annual fee is different.
Because the amount of gold card is higher, the annual fee of credit card gold card is much higher than that of ordinary card. Take Peony Dual-currency Credit Card as an example. The annual fee for a gold card is 200 yuan, and the annual fee for an ordinary card is only 100 yuan.
3. Different quotations.
Because the credit card gold card is higher than the ordinary card, there are usually some discounts that the ordinary card does not have.
Extended data:
The popular types of ICBC credit cards are as follows:
1, ICBC Monetary Fund Credit Card (UnionPay).
Standard quasi-credit card financial function; Clever financial management and intelligent investment; Automatic redemption and intelligent repayment; The deposit bears interest and the income is tax-free.
2. ICBC Air China Companion Peony Credit Card (American Express).
Flexible currency choice, take you around the world; Many miles, easy and affordable; Global car rental, driving the world; Easily accumulate and redeem offers; Enjoy the golf reservation service.
3. ICBC Southern Airlines Pearl Peony (Group Customer) Commercial Credit Card.
Distinguished customers identification of China Southern's major customers; Safe and quick account balance change reminder; Revolving credit, sufficient interest-free repayment period; One card, two coins, universal; Comprehensive business travel insurance.
4. ICBC Anbang Credit Card (UnionPay Puka).
Deposit and withdrawal, consumption real-time arrival; Real-time SMS balance change reminder; 24-hour online banking and telephone banking services; Year-end financial settlement billing service; Paper or electronic reconciliation service.
5. ICBC Peony Netcom Credit Card (China UnionPay Silver Card).
You can agree on automatic repayment of the account; Can shop online at home and abroad; 24-hour online banking and telephone banking services; Self-service quota adjustment service; Year-end financial settlement billing service; Paper or electronic reconciliation service.
Industrial and Commercial Bank of China-Card World