1. After using the card for half a year, the cardholder can call the customer service hotline of CITIC Bank 95558 to apply for withdrawal, and the bank will decide whether to withdraw cash according to your card usage and credit history.

2. Log in to CITIC Bank's credit card online banking, and select "Main Card Limit Adjustment" in "Card Management" to apply for withdrawal.

If we can't increase the fixed limit, we can apply to increase the temporary credit card limit. CITIC Bank is still very generous in this respect. However, it should be noted that the temporary quota needs to be paid off in one lump sum, and installment repayment and minimum repayment amount cannot be adopted.