Yes, handling loans and credit cards depends on the flow of water. If you borrow money, you will generally see the borrower's running water for half a year.

Materials to be prepared for the loan:

1, ID cards of both husband and wife of the borrower;

2. The borrower's household registration book/foreigner needs a temporary residence permit and household registration book;

3. Marriage certificate/divorce certificate or court judgment/single certificate;

4. proof of income;

5. Academic certificate;

6, the bank is flowing;

7. Other attributes;

8. Copy of the business license of the unit (with official seal);

9. certificates of deposit, etc. ;

10. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements;

1 1. Other information required by the bank.