According to the newly known inquiry. Basic deposit account opened by China CITIC Bank has an annual quota ranging from 3,000 to 1 10,000 yuan. The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high.

After using the credit card for a period of time, the limit may be lowered, or you can apply for an increase. The available overdraft limit of bank credit card refers to the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.