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China Merchants Bank credit card repayment time

The due payment date is the last payment date for your credit card. After the bill is issued, you can repay it before the 21st (including the 21st).

In each bill, the deadline for recorded credit card transactions is called the bill date. The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the payment date.

Extended information:

Understand the date on the credit card statement

Billing date: In each statement, the expiration date of the recorded credit card transactions is called the statement date .

Repayment due date: Generally around the 18th day after the bill date (as shown on the bill), 3 natural days after the due repayment date is the repayment grace period. The payment does not affect credit reporting.

Transaction date: It is the actual date of each credit card transaction. For example, for a purchase on the 25th, the transaction date is the 25th.

Accounting date: generally the day after the transaction date. For example, the consumption on the 25th will not be recorded until the 26th.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill. Transactions recorded after the billing date belong to the next period of billing. Transactions that have not been billed can be queried in the online banking account management column.

China Merchants Bank official website--answers to credit card questions