After upgrading to a gold card, the user’s credit card limit will increase; after upgrading to a gold card, the annual fee will be much higher.

1. Advantages of China Merchants Bank’s upgraded gold card: The most obvious advantage is the increase in the cardholder’s credit card limit.

2. Disadvantages of upgrading China Merchants Bank Gold Card: After upgrading to Gold Card, the annual service fee paid is higher than that of ordinary cards.

3. There are certain requirements for upgrading a gold card. It is not easy to upgrade an ordinary card to a gold card.

The China Merchants Bank Gold Card has the following uses:

1. At China Merchants Bank outlets, gold card customers can directly queue up at the gold card window to apply for the card, and gold card customers can directly pick up the card at the guidance desk. The exclusive number for the gold card is waiting for the number to be called. The number calling speed for the gold card will be much faster than that for the ordinary card.

2. When using China Merchants Bank Gold Card to withdraw money from China Merchants Bank ATMs in other places, the handling fee will be waived.

3. The handling fee for China Merchants Bank Gold Card is halved when you withdraw money from a counter in another place or transfer money to another place.

4. China Merchants Bank Gold Card can enjoy discounts at CMB’s preferential merchants, and the discounts for each merchant are different.

1. China Merchants Bank One-Pass Gold Card Counter and Financial Management Service Area

When you go to the bank to handle business, all branches of China Merchants Bank have opened a green channel for you at the China Merchants Bank One-Pass Gold Card Counter. , freeing you from the worry of waiting and saving your precious time. If you need to purchase financial products or consult financial knowledge, all branches of China Merchants Bank have also opened spacious and private financial service areas for you, allowing you to manage your finances easily and have exclusive financial management space.

2. China Merchants Bank Gold Card Financial Management Specialist

China Merchants Bank has built a professional financial management team for you. Whether you want to buy funds, insurance and other financial products, or need To formulate a comprehensive financial plan, we have a team of experienced and professional financial specialists to provide you with professional financial services based on your own characteristics and financial needs.

3. China Merchants Bank All-in-One Gold Card offers discounts on transfers, remittances, and withdrawals from other places.

When you handle various settlement banking services at China Merchants Bank, you can enjoy a variety of handling fees. Discounts:

Counter business discount items:

1. Deposits and redemptions in different places.

2. Ordinary remittance from different places.

3. Domestic/foreign remittances.

4. Self-service business discounts ("One Nettong" professional version, self-service equipment, 95555 Quick Financial Management)