Yes. If you are over 18 years old, have a good credit record, and have legal, sufficient, and stable income or assets, you can try to apply. Necessary application materials include identity documents and proof of income. If you can provide more proof of repayment ability, it will be helpful for applications with higher amounts. Application method: You can bring relevant materials to the Agricultural Bank of China branch to apply. The approval time is about 30 days. If you are a customer of Agricultural Bank of China’s mobile banking or personal online banking, you can apply through online banking or mobile banking. The approval time is approximately 7 working days. Click Personal Services--Credit Card--I want to apply for a card through the Agricultural Bank of China's official website and apply online. This application requires an interview, and the approval time is about 30 days after the interview.