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How to apply for a Rural Credit Card credit card

Bring your ID card and rural credit cooperative passbook to an offline business point to apply and fill in the application information;

Submit relevant information, such as a copy of your ID card, proof of personal financial resources, and proof of creditworthiness Wait;

After the credit card review information is submitted, the card can be issued within 15 working days under normal circumstances.

Extended information:

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation of Rural Credit Cooperatives, Rural Credit Cooperatives) refers to establishments approved by the Central Bank, composed of members as shareholders, and implement democracy Rural cooperative financial institutions that manage and mainly provide financial services to members.

Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

The relationship between the county federation and an individual credit union is equivalent to the relationship between the head office and the branch.

There is a county federation in a county. At first, the county federation was under the management of the Agricultural Bank of China; after 1996, it was under the control of the central bank; after 1999, the central bank gradually established prefecture (city) federations, and the county federation The cooperatives were again managed by prefectural (municipal) cooperatives; after 2003, the People's Bank of China withdrew, canceled the prefectural (municipal) cooperatives, and handed over the management of rural credit cooperatives to the provincial government. The provincial government established the provincial cooperatives. The provincial federation is in charge of the county federation.

So far, from an economic and legal perspective, each county cooperative is equivalent to an independent bank (enterprise). The actual owner is the provincial government, and the county cooperatives in the province*** The provincial cooperatives were jointly invested in and established the provincial cooperatives, so the provincial cooperatives are actually the "sons" of the county cooperatives; from an administrative point of view, each county cooperative is an administrative department that manages credit unions, and the provincial cooperative is The highest administrative department, so the provincial federation is the "father" of the county federation. Because of their higher administrative status, the provincial federation has also become the actual manager of the county federation economically.