1.Time of arrival of merchants after POS swiping the card.
Due to the multi-party liquidation of funds after the POS card transaction, the funds generally arrive within 3 working days after the card transaction is successful. Please refer to the POS installation agreement signed with the bank for the specific arrival time.
2, credit card consumption accounted for time
Generally, the settlement time of credit card domestic consumption is 1-2 days, while the settlement time of credit card domestic consumption is relatively long in consumption abroad. The billing time and amount of the transaction shall be subject to the actual bill. It is the best time to pay bills in the future, and you can enjoy a long interest-free period. It is easier to manage money by applying for bill installment before the due repayment date.
Extended data:
The handling fee for credit card consumption through POS is as follows:
1, dragon card cartoon, wealth management card, quasi-credit card, there is no handling fee for using POS card in China; Cardholders don't charge fees through UnionPay network consumption abroad.
2. It is free to swipe your card in the overseas US dollar zone with wealth management card, VISA and MasterCard cartoon. When swiping a card in an overseas non-USD area, a foreign currency exchange fee of 65,438+0.5% of the original consumption amount will be charged, and the cardholder will charge it in USD currency.
3. We don't need to pay the handling fee for spending credit cards in different places in the same city. In consumption abroad, when the transaction currency is different from the settlement currency of the credit card holder's foreign currency account, a foreign exchange handling fee of 1.5% of the settlement amount of each transaction is charged in the account currency.
4. Cards with global payment and automatic foreign exchange purchase functions are exempt from foreign exchange exchange exchange fees, such as Longka Global Payment Card. ?
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