The third billing date plus 20 days is the repayment on the 23rd.

Interest-free repayment period refers to the date from the date of bank entry to the due repayment date for credit card holders' transactions other than cash and transfer settlement. The shortest interest-free repayment period is 20 days, and the longest is 5 1 day. During this period, you only need to pay off the payable amount of the current bill on the current statement, that is, you don't need to pay any interest on non-cash transactions (advance cash does not enjoy interest-free discount).

If the cardholder fails to repay all the payables on the due repayment date (inclusive), he will not enjoy the interest-free repayment period.

Interest-free repayment period refers to the date from the date of bank entry to the due repayment date for credit card holders' transactions other than cash and transfer settlement.

Huaxia Credit Card has an interest-free repayment period of 20 days at the shortest and 5 1 day at the longest (quasi-credit cards have no interest-free repayment period).

For example, the customer's billing date is 10 day.

(1) A consumption of 1000 was credited to the bank on April 10, and the due repayment date is April 30th, so the interest-free repayment period of this consumption is the shortest 20 days.

(2) There was a consumption of RMB 2,000 in the bank account on May 1 1 day, and the due repayment date was June 30th, so the longest interest-free repayment period of this consumption was 5 1 day.

Note: This interest-free repayment period is only applicable to Pacific Credit Card. If the cardholder fails to repay all the payables or exceeds the credit limit on the due repayment date (inclusive), he will not enjoy the interest-free repayment period.