The rules for the bank's credit card annual fee exemption are as follows:

1. Guangdong Development Bank personal credit card gold card and ordinary card: the first year's annual fee is waived for new cards, and the card is used for consumption every year The annual fee for the second year is waived for more than 6 times.

2. Guangfa Bank Zhenshang Platinum Card: If you swipe 3 cards (inclusive) within 90 days of issuance, each card will cost RMB 88 (inclusive), the first-year annual fee will be waived, and if you swipe the card 12 times (inclusive) or more, The annual fee is waived for the second year.