Hello, if it is our bank's credit card, it means that you can only overdraft 1 yuan at present, and physical store merchants generally have regulations on the lower limit of the card amount. It is recommended to try to apply for a temporary quota. When your fixed quota cannot meet your consumption needs, you can apply for a temporary quota from our bank, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.

Application method:

Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Temporary Limit Adjustment".

Log in to the credit card mobile life, log in to the credit card mobile life, and pay through the card*-limit management-adjust the limit operation.

For telephone voice application, dial the credit card service hotline 4008205555 to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.