How is the Credit Card Department of China Merchants Bank?

The jobs in the Credit Card Department of China Merchants Bank are relatively good, and usually the promotion mechanism is relatively complete. The details are as follows:

1. Teller in the Credit Card Department of China Merchants Bank:

(1) Work intensively in the accounting line, set a business benchmark, be promoted to teller manager, and then compete to be hired as accountant of the branch Supervisor, and then competing for the position of deputy president of a branch, it usually takes 5 to 8 years to get here. If you go higher up, you can climb to the accounting department of a provincial branch and become a small leader, then compete for the position of general manager of the accounting department, and then move to the head office.

(2) Transfer to an account manager position and follow the marketing line. Generally, you need to have a strong sense of marketing when doing cabinet work, and transfers generally require you to take a written test and interview.

2. Account Manager of Credit Card Department of China Merchants Bank:

(1) Always working as an account manager: Account Manager Assistant → Account Manager → Senior Account Manager Assistant → Senior Account Manager → Private Banking Consultant , it takes more than 5 years. As the level continues to rise, salary income also continues to increase, and the customers managed become more and more high-end. Mainly relying on professional knowledge to promote performance growth to increase income, but I have been working in the branch, receiving Management of branch heads.

(2) Competition for the position of branch president. The president of a branch usually needs to be replaced every three years, and every year there are always presidents who are dismissed due to poor performance, so if you like to be a leader, you can usually participate in the annual branch president election after having 3 years of work experience. Competition for recruitment. Being a branch manager is very stressful. You are burdened with more than 50 indicators every year. If you don't do well, you will get a red card and be dismissed directly.

(3) Develop to relevant departments of provincial branches. For example, the private account manager goes to the private finance department, the corporate account manager goes to the corporate business department, and the retail loan account manager goes to the credit department, and then becomes a leader in these departments.

Extended information:

Notes on the work of China Merchants Bank’s Credit Card Department:

1. Banking skills training:

Introduction to the bank’s Business scope, main products, market positioning, target customers, competitive environment, etc., to enhance the market awareness of new employees; at the same time, the teller position will mainly learn theoretical knowledge such as basic financial knowledge, accounting operating standards, counter teller business, and master banknote counting and cashiering. Practical skills such as subpoenas and digital entry;

The account manager position mainly learns the bank’s specific business types, customer marketing skills, business system operating procedures, etc.; skills competitions and assessments are generally organized during the business training process. And finally make an assessment and evaluation of each new employee, so students should take it seriously and perform actively, so that they can quickly adapt to the work environment after taking up the job and win the recognition of the leadership.

2. Banking professional image training:

Banks are a typical service industry, so they attach great importance to professional image. During the training period, banks will hire professional etiquette teachers to provide students with Explain etiquette knowledge, including polite language, standing, sitting, walking training, appearance and appearance, etc., to help everyone better transform their professional image and become a qualified banker.

What departments are there in the credit card center?

There are review department, business department, finance department, and collection department

The credit card department manages all credit card matters, including credit card inquiries Apply for users' credit qualifications, apply for credit cards for qualified users, calculate credit card interest and service fees, track overdue users' personal information and recover arrears.

The credit card center mainly has the following departments: review department, business department, finance department, and collection department.

The bank's credit card center mainly has several major positions: management positions; development positions, which are the most common positions in the bank's credit card center, and channel development positions are also in this category; personnel and finance positions, responsible for People and finance, but many bank credit card centers are not self-service finance, so they are not necessarily set up; there are many technical positions, including the development of new financial products, mobile product development, network maintenance, technical services, etc. position. In addition to the above positions, the bank's credit card center also has many other positions.

The job of the bank credit card center is to do business. Simply put, it is to let customers apply for credit cards of their bank. All bank credit card centers handle credit card business. The credit card center is a huge department unit, usually a secondary department of a bank, including risk control, customer service, gifts, co-branded activities, etc.

All functions of the credit card need to be managed by the Credit Card Center. For example, card approval, credit rating, consumption account records, risk control, credit card promotions, card points management, etc. These are core functions and are generally formal employees of the banking system. Telephone customer service is generally outsourced.

The credit card center is relatively independent in management, similar to a branch, but under the management of the head office. However, the difference between a bank credit card center and a bank lies in management issues. Credit cards are generally run by third-party institutions, with only a few people from the bank handling the business. The bank is internal, but the people it recruits now are basically contract workers dispatched by third-party labor departments.

What do the credit review clerks in the bank’s credit card department mainly do?

What do the credit review clerks in the bank’s credit card department mainly do?

The bank’s credit card department The credit review clerks mainly do credit investigations.

Information auditors are an emerging profession that emerged with the development of the Internet. As the amount of information on the Internet increases, in order to ensure the legality and standardization of information, And to express the will of the company through the standardization and screening of information, the industry of information auditing was born, and the position of information auditor was also born.

For Internet companies with a huge amount of information, information auditing occupies a very important position. Information auditing work is the guarantee of the quality of the entire website and is the lifeline of the website. For example: Baidu, Sina, Sohu, Taobao, Alibaba, Ganji.com and other websites that generate massive amounts of information every day, as well as various large-scale forums and blogs, all require professional information auditors for professional processing.

Qualifications

Information auditor is a new profession, and there is currently no relevant qualification certification. Except for websites with special languages ??or highly technical skills, most of these positions have relatively low personnel requirements. They are mainly young people with technical secondary school and university degrees. This is a great opportunity for young people who have just entered the Internet industry. Good choice.

What does the market business representative of the bank's credit card department do?

Mainly apply for credit cards for qualified people. The specific job is to go to the customer unit with the credit card application form every day and directly Find customers to apply for bank cards. Then the bank calculates the performance of the business representative based on the business representative's daily performance, the number of orders placed, and the credit card approval rate (that is, how many cards have been successfully applied for by the customer), and pays him or her salary and sales commission. The monthly salary of a good bank market business representative is very high. It doesn’t matter which industry you work in. As long as you learn the marketing skills, you will have a high and steady income, because you will accumulate a lot of customers by doing this. group. I think the current bank with this title should be Shanghai Pudong Development Bank, which is also engaged in credit card promotion. China Guangfa Bank calls this account manager, and Shenzhen Development Bank and China Minsheng Bank also call them this. Industrial Bank calls them direct sellers, Shanghai Pudong Development Bank calls them market business representatives. These are the only banks currently hiring. I hope qsxpz friends can find a good job. Remember: selling things is always the most profitable business!

What does the credit card specialist of Ping An Bank mainly do?

1. Promote and sell the bank’s credit cards and related consumer financial products, and complete the established credit card sales task targets.

2. Proactively contact customers in a timely manner to assist in the implementation of local credit card customer relationship maintenance work.

3. Actively prevent credit card risks.

The main source of income for this job is the commission earned from promoting credit cards. The specialist's income is determined by the number of cards applied for. If a card is approved, there will be a commission, which ranges from 20-50 for ordinary cards. , the gold card ranges from 30 to 100, and there are also deductions for failure to complete the plan. The remuneration is not considered as formal employment. They sign a labor contract with a third party and are covered by up to three insurances.

People from the Credit Card Department of China CITIC Bank, please come in!

As long as you have proof of income, it is easy to apply for a CITIC card, but the limit should not be very high. If you are applying for a credit card for the first time, the general credit limit is around 4,000.

Of course, if your company is of good quality and has a good reputation, you can also fill in more of your income, and there is a chance of getting a gold card or platinum card.

How does the bank's credit card department conduct audits?

If the applicant meets the requirements required by the bank's credit card center to apply for a credit card, it generally does not take a long time and can be approved within 15 working days. , the relevant situation is as follows:

1. It takes 8 working days for the credit card to enter the audit;

2. As long as the application materials submitted are complete, it usually takes 2 days from the audit department to the second review. After the audit is completed on working days;

3. After passing the audit, a card will be made for the customer within 2 working days;

4. Send it to the customer by registered mail according to the billing address Generally, the delivery time of registered mail is within 15 days.

Other related:

1. Applicants can log in to the official website of credit card application to check the progress of credit card application;

2. If the applicant does not receive the credit card for a long time, For credit cards, you can call the credit card customer service hotline and be transferred to manual service for detailed verification.

What about working as an entry clerk in the credit card department of a bank?

Is it official? How about basic salary, hardware benefits? If it's good, then it's OK. If you're asking about the work content, the work is tedious and you do the same thing every day. It's just a job to get by. People who are more patient can do it.

Urgent! Citibank Credit Card Department

All Citibank credit cards are audited in Shanghai. What is your position? Are you in sales? Sales are based on basic salary plus performance, so performance is very important. Most sales people make more money than auditing. . . There are always seven or eight thousand, and the good ones can be tens of thousands. But it’s hard, being out all day.

Is there a bank’s credit card department?

If you need to know about China Merchants Bank’s credit card-related business, you can call the customer service hotline 4008205555 and transfer to manual service for more details.

That’s it for the introduction to the bank’s credit card department.