1. What does the cancellation of postal credit card (debit card) approval mean?

Postal credit card (credit card) approval cancellation means that the credit card (credit card) application has been rejected. If the application status is displayed as approval cancellation when querying the postal credit card (credit card) processing process, then It means that this credit card (debit card) application has been rejected. You can apply again after 3 months after the application is rejected.

You can check the credit card (debit card) processing process by logging into personal online banking through the postal official website. You can check the current process by calling the postal customer service hotline. In addition, you can also apply to check the postal credit card (loan) through mobile banking and WeChat official account. debit card) application process.

2. What does bank card renewal mean?

Bank card renewal means that when the validity period of the bank card expires, the bank will issue you a new bank card. The more common ones are bank credit cards and quasi-credit cards. These cards are usually issued every five years. The bank will automatically send you an expiration notice one month before expiration, and usually contact you by phone. You can tell the banker over the phone to automatically renew the card.

3. When applying for a credit card, the progress query shows "Under review and processing". What does this mean?

It is currently under review and you need to wait for the review results with peace of mind. Take China Construction Bank as an example:

It will take about a working day after the credit card is approved, and you will be notified by SMS when the card is sent.

1. It will take about 7-15 days to receive.

2. If sent by EMS, it will arrive in 3 to 4 days nationwide, within 2 days in this province, and 7 to 10 days abroad (countries that have signed a peace treaty with China).

3. After receiving the SMS notification from the bank to send the card, you can check the delivery progress through the tracking number on the official postal website.

The above is calculated from the time when the bank sends it out

Extended information:

Take China Construction Bank as an example of how to stop applying for a credit card:

For example If you want to cancel the application after applying for a credit card, it is recommended to first check the credit card application progress through mobile banking, the "China Construction Bank" WeChat official account, and the credit card menu of online banking.

1. If the review is rejected: just ignore it.

2. Under review (except for interview and co-branded card comparison): Please call 95533, select "2 Credit Card Business" and transfer to manual application for cancellation. Please refer to the final processing result whether the cancellation is successful

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3. Co-branded card comparison process or approval: Card application cannot be canceled. After receiving the card (if there is any repayable account, the card account needs to be settled first), call 95533 and transfer to manual cancellation. Card. When new customers go through the self-service channel, it is recommended to wait patiently until the next interview stage.

4. Waiting for the interview: After receiving the interview SMS and card letter, there is no need to go to the branch for the interview. After three months (within three months from the day of the interview) the system will automatically end the application and you can apply on your own. Just cut the card and destroy it