The minimum repayment amount refers to the amount that you should pay at least before the final repayment date after the credit card bill is issued, which is calculated by the banking system and subject to the amount shown in the bill. The minimum repayment amount does not enjoy the interest-free repayment treatment, and the interest can be paid at the daily interest rate of five ten thousandths, but it can still maintain a good credit record. The remaining unpaid amount and interest payable will be included in future bills, and you can repay according to the bills.
Prompt you:
★ From April 14, 2020, the minimum repayment formula of the Bank was changed to: outstanding cash advances 10%+ other outstanding consumption within the credit line 5%+ (over-limit+amortization funds+outstanding minimum repayment in the previous period+all other payables) 100%.
You can contact the credit card center to confirm the details.