Legal analysis: According to the regulations of the bank, a small amount of arrears will terminate your account after the cardholder dies. Under normal circumstances, the bank will not pursue it. However, if the amount is large and the heir has an executable inheritance, the bank will obtain funds through auction and other means to repay the debts you owe.

legal basis: article 8 of the regulations on household registration of the people's Republic of China. if a citizen dies and the city is buried, the head of the household, relatives, dependents or neighbors shall report the death registration to the household registration authority and cancel the household registration. If a resident dies in a temporary residence, the household registration authority of the temporary residence shall notify the household registration authority of the permanent residence to cancel the household registration.