Hello, credit card cash withdrawals include cash advance, excess deposit withdrawal (also known as overpayment) and emergency cash withdrawal. Cash advances allow cardholders to borrow small amounts of cash. You can withdraw RMB cash within the available cash withdrawal limit through the counter or self-service equipment of any of our branches with your card and payment password. For cash advance loans, our bank will charge certain cash withdrawal fees and interest. Among them, the cumulative amount of domestic cash advances in a credit card account in a single day must not exceed 10,000 yuan (accumulated by ATM machines and counter channels and accumulated cash advances by main and additional cards.) Withdrawing excess deposits means that you will transfer the funds stored in the card or repay Withdraw or transfer out the overpaid funds during repayment. Withdrawal of excess deposits only requires a cash withdrawal fee, and the charging standards are the same as those for cash advances. (Except for card types with special regulations) Starting from January 1, 2017, deposits and withdrawals of excess deposits in credit card banks will be free of handling fees. Emergency cash withdrawal: Domestic emergency cash withdrawal: handled at the counter; the prerequisite is that the card has been reported lost; the maximum emergency cash withdrawal amount does not exceed 2,000 yuan; the emergency cash withdrawal handling fee is 2%; each card can only handle one emergency cash withdrawal; domestic foreign currency emergency cash withdrawal is not allowed.