How much are loan agency fees and handling fees? If you don’t know, you may suffer!

In real life, many people need to take out loans to solve problems. In the process of applying for a loan, you sometimes need to face agency fees and handling fees. So, how much are loan agency fees and handling fees? Today I will answer this question for you.

Generally speaking, when applying for a loan from banks and online loan platforms, you rarely encounter loan agency fees and handling fees. If you use an intermediary to help you get a loan, you may need to pay intermediary fees and handling fees.

There is no fixed charging ratio for loan agency fees and handling fees. They are often calculated based on the amount, purpose, term of the loan, and the borrower's credit. Many intermediaries charge a fixed amount in addition to a proportional fee.

Because intermediaries charge a variety of fees, including some "pitfalls", it is not recommended that you go to an intermediary to apply for a loan. If you have difficulty getting a loan, you can try this:

1. If the need for a loan is not urgent, you can wait for a period of time before applying for a loan. During the waiting period, you can apply for a loan through a credit card, and other means to improve their credit level.

2. When applying for a loan, you can purchase loan insurance to enhance your repayment ability and improve your loan approval rate.

3. You can also ask your relatives to help you get a loan, which can save a lot of money.

4. Providing more collateral, pledges, and guarantors will also be of great help in passing the loan review.

In general, loan intermediary fees and handling fees are generally relatively high, and some are very unreasonable. Please try not to seek loans from intermediaries.

Can the Shell agency fee be paid by credit card?

Yes. Shell intermediary fees and taxes can be paid by swiping a credit card. Any bank card with the UnionPay logo can be used to withdraw Shell agency fees, but a maximum of two credit cards can be used.

Can I use a credit card to pay the shell leasing agency fee via WeChat?

Yes. When paying the agency fee of Shell Leasing using WeChat Pay, you can use the bound credit card to pay for it. Any credit card with the UnionPay logo can be used, but up to two credit cards can be used to pay the agency fee.

Do loan intermediaries need to charge intermediary fees for credit cards applied through my bank APP?

Intermediary companies or institutions generate income by collecting intermediary fees. They help you apply for a credit card and increase your limit, and you need to charge a certain intermediary fee.

I applied for a credit card with the help of an intermediary. When I activate the card in my hand, I still have to pay the intermediary fee.

When applying for a credit card through an intermediary, there is usually a fee. If you apply for it yourself, it will be It’s free; it is recommended to apply by yourself

1. Application conditions for credit cards from various banks:

1. Age: 18-60 years old;

2. Yes Stable job and source of income, and can provide proof of income or work;

2. After meeting the above conditions, there are several ways to apply for a credit card:

1. In each Apply at bank outlets;

2. Apply on the official website of each bank;

3. You can submit information to the bank’s credit card clerk;

4. You can apply through Apply via WeChat, Alipay, 51 Credit Card Manager, etc.

That’s it for the introduction of credit card intermediary fees.