Advantages of Zheshang Credit Card:
First, the application threshold is relatively low. /kloc-anyone over the age of 0/8 can apply for a formal job, but the approval rate is not high, which is lower than many banks.
Second, if you spend money in 200 yuan, you will be reminded by SMS for free. Other banks' credit cards are generally full in 300 yuan, and even 500 yuan will get free SMS reminders. If it does not meet the requirements, it should be delivered to 3 yuan every month.
Third, it is easy to adjust the credit line, but it is more difficult for banks to adjust the credit card line. In particular, many banks will not increase after reaching the total loan amount, and Zheshang Bank will continue to grow.
Disadvantages of Zheshang Credit Card:
1. Interest-free period. Most credit cards have a maximum interest-free period of 56 days, but this bank has a maximum of 48 days and a minimum of 17 days.
There are only a few branches in this bank, so it will be very difficult to deal with credit card-related problems.
Third, there is no card loss protection, which reduces everyone's property safety to some extent.
Fourth, there are few rights and interests. Because this bank has few outlets and few types of cards, there are no rights and preferential activities.