Ping An will call you on Saturday if your credit card is overdue. If the first issue is overdue, the customer service department will collect it. No calls will be made on Saturdays. If the second issue is overdue, the risk control department will collect the money. It will be called on Saturday and before 9 o'clock on Friday night. If the third issue is overdue, it will be a legal lawsuit. If the payment exceeds 3 installments, the card will be frozen for a limited time and full repayment will occur.