Current location - Trademark Inquiry Complete Network - Overdue credit card - China Merchants Bank owes 7 yuan on its credit card. How to pay by installments is more cost-effective, or is there any other way?
China Merchants Bank owes 7 yuan on its credit card. How to pay by installments is more cost-effective, or is there any other way?
hello, if possible, I suggest you apply for bill installment.

bill installment (only holders of corporate cards or supplementary cards can't apply for it for the time being) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill by monthly installments. You can send a short message, log in to the online banking of credit card, or call the customer service hotline 4825555 to transfer the application to the service specialist. Handling fee for each installment = total installment amount × handling fee rate for each installment. The minimum handling fee for each installment is 5 yuan, with .9% for three installments, .75% for six installments, .7% for ten installments, .66% for 12 installments, .68% for 18 installments and .68% for 24 installments. Whether the application for bill installment is approved or not shall be subject to the comprehensive evaluation results of our credit card center.

application conditions for bill installment: 1. The latest bills have been repaid in full and on time, and there is no delay in repayment of the latest three bills; 2. Transactions that cannot apply for bill installment include: cash advance transactions, installment transactions and various expenses (such as annual fees, interest, late fees and other credit card charges); Dollar account transactions and funds that have been applied for foreign exchange purchase, real estate transactions, pre-authorization transactions and other transactions specified by the card center. For details, please log on to the credit card website/and click "Credit Financing"-"Bill Installment" to inquire about the terms and conditions of bill installment.

If you have any other questions, please open the homepage of China Merchants Bank, www.cmbchina.com, and click "Online Customer Service" in the upper right corner to enter the consultation.