Do you do installment payment for China Construction Bank? If so, do it before the end of the year. The rate is 20%, and one month is 0.4%.

For example, if you apply for150,000 installment,

Installment principal =150000/36 = 4166.66 yuan.

Installment fee for each period = 150000*0.4%=600.

The repayment amount of each installment = 4 166.66+600 = 4766.66 yuan.

If it is other kinds of staging, such as car purchase staging and housing staging, it depends on your model or the rate of designated merchants. I suggest you consult the merchants or local bank outlets.