If you run away, can your parents run away? Has your house been run away? Do you really think you can walk away from the bank with nothing? The bank wants you to run away and it will snowball. In the end, either you or your parents will foot the bill. When you encounter a problem, don't think about escaping it, but find a way to solve it. When it was fun to spend money, I never thought about what to do if I couldn’t pay it back? So whatever you do, you have to consider the consequences.