If a credit card (debit card) is stolen, it is best to report it to the police within 24 hours or 48 hours, because if it is stolen within this time period, the issuing bank will generally bear a certain amount of stolen credit, such as 5000 yuan or 1000 yuan. This belongs to the bank's lost card protection service, but there are usually strict requirements for bank compensation, such as whether the cardholder will report the loss at the first time for non-password withdrawal.