If the credit card is overdue for 90 days, the bank will remind you;

If it still doesn't pay back, the bank will file a lawsuit with the court, blacklist the debtor and record it in the personal credit information system;

After the judgment is made, the property will be enforced according to law (deducting deposits, auctioning collateral, etc.). ) to repay the bank's loan losses.

Specifically, it includes: default of principal, default of interest, overdue interest, default interest, all litigation costs arising therefrom, and related expenses incurred when disposing of pledged property.

If it is not a malicious breach of the bank's credit card and it is able to pay the interest of the normal credit card, it is recommended to apply to the issuing bank for deferred repayment first, stating the repayment will, the fact that the credit card has not been repaid for the time being and the plan for future repayment. Under normal circumstances, the bank will give a grace period.